Staying active is one of the best things you can do for your health at any age. But as you grow older, fitness takes on new meaning. Exercise isn’t just about looking good. It’s about staying strong, steady and independent.
That’s where fitness programs like SilverSneakers® and Silver&Fit® come in. These programs are designed just for older adults. And many are free through various Medicare Advantage plans. They make it easier to stay active, connect with others and take care of your health.
Learn more about what makes these senior fitness programs so beneficial, and how they can support you in living well for years to come.
Why senior fitness is important
As you age, your body changes. You may notice your muscles getting weaker, your bones becoming thinner and your balance a little more unstable. These changes can make everyday tasks, like carrying groceries or climbing stairs, harder.
With regular exercise, though, you can slow these changes down.
“Exercise not only strengthens muscles and improves flexibility, but it can also reduce depression, sharpen memory, protect bone health and lower the risk of death,” said Roshni Kundranda, MD, a geriatric medicine specialist with Banner Health. “These benefits in turn support daily function, help maintain independence and prevent falls and fall-related injuries.”
What makes senior fitness programs different?
While any gym can offer weights and treadmills, senior fitness programs like SilverSneakers and Silver&Fit are built specifically for older adults, 65 and older.
“They provide access to participating gyms, specialized classes like yoga and strength training, and even online nutrition and fitness resources,” Dr. Kundranda said. “Some programs also include home workout kits or classes in local parks and community centers.”
Unlike a standard gym membership, the classes and resources are tailored to all fitness levels and guided by instructors trained to work with older adults.
These programs are often covered by Medicare Advantage (Part C) or Medigap plans, making them a cost-effective option. Some plans include a fitness program automatically, while others offer it as an add-on.
There are many other low-cost program options as well. Check your health plan to see what fitness benefits you can access.
The benefits of senior fitness programs
These programs offer much more than exercise. They provide tools and motivation to help you live your best life as you age.
Even small amounts of movement add up. You don’t have to train for a marathon to see changes. Simple exercise can help you with:
Physical health
- Improve strength, flexibility and balance
- Support heart and lung health
- Help manage chronic conditions like arthritis, diabetes and high blood pressure
- Help with healthy weight management
Mental and emotional well-being
- Reduce symptoms of anxiety and depression
- Improve sleep quality
- Boost memory and thinking skills
- Preserve brain health
Social connection
- Build a sense of community
- Form friendships with people at a similar stage of life
“Working out with others can provide motivation, encouragement and professional instruction that can help prevent injury,” Dr. Kundranda said. “It also boosts mood by releasing endorphins and reduces isolation by building social bonds.”
The social connection is often what keeps people coming back. Friendships made in class can be just as powerful as the physical benefits of exercise.
Convenience and flexibility
- Choose from thousands of gyms worldwide
- Join in-person or online classes
- Exercise at home with virtual resources
- Access benefits at no extra cost if your plan includes them
What to expect: The four pillars of exercise
Experts like the American Heart Association and the American College of Sports Medicine recommend that older adults focus on four types of exercise:
Aerobic exercise
Activities: Brisk walking, swimming, water aerobics, dancing or cycling
Aim for 150 minutes a week of moderate activity or 60 minutes of vigorous activity. You don’t have to do it all at once. You can also break it into shorter sessions. A good rule of thumb: You should be able to carry on a conversation while moving.
Muscle strengthening
Activities: Resistance bands, weight machines or body weight moves
The goal is to train major muscle groups at least twice a week. Learn more about how to keep your muscles strong as you get older.
Flexibility
Activity: Stretching
Stretching can make daily activities, like reaching overhead or bending to tie your shoes, easier. It is best after a workout, when your body is warm. Hold each stretch 10 to 30 seconds and repeat three or four times.
Balance training
Activities: Tai chi or standing on one leg
Exercises like tai chi and standing on one leg can improve stability and lower fall risk. This is really important for anyone who has already fallen or feels unsteady. Follow this guide on balancing exercises for seniors.
How to join a fitness program
If you’re ready to take the next step:
- Check your insurance: See if your Medicare Advantage or Medigap plan covers SilverSneakers, Silver&Fit or another program.
- Visit the program’s website: Search for participating gyms, online classes or community programs near you.
- Try a class: See how it feels. Instructors can adjust exercises for all fitness levels.
- Stay encouraged: Ask a friend or family member to join you.
- Build gradually: Consider beginner-friendly classes, like chair yoga, walking or strength training. If you haven’t been active in a while, start small.
“Begin with lighter activities, like walking 5 to 10 minutes a day, and slowly add one or two simple strength moves three times a week,” Dr. Kundranda said. “Remember that it doesn’t have to happen all at once. The goal is to move more, not push too hard at the start.”
Takeaway
Senior fitness programs are more than exercise. They are also about building strength, protecting independence and creating connections. If you’re eligible through Medicare, you may already have access to SilverSneakers, Silver&Fit or another option at no extra cost.
Looking to stay active and connected? Talk to your Banner Health provider to see which fitness options fit your plan and your lifestyle. Together, you can create a plan that supports your health and helps you keep doing the things you love.
